Always evolving, Never Average
We are officially out of foreclosure now. Hallelujah! And I’ve been doing a lot of thinking lately. I can’t speak for everyone else who has been in our shoes, but I can say for sure that the last four years were eye opening for me, and they seriously changed me. I am certainly a different …Read More
Three years ago we were about halfway down the financial oblivion hole. It had been about a year since we were making enough money to cover our expenses, we had just filed for bankruptcy, and I couldn’t imagine things getting worse. It was around this time that I really started being open about our financial …Read More
I hear from a lot of people who are struggling financially. And as you know, we are just coming off of a four year period where we almost lost our house and were on the verge of losing everything. Digging ourselves out of that hole has been one of the hardest things we’ve ever done. …Read More
Exactly one year ago today my husband had a serious boogie boarding accident while we were on vacation in North Carolina. It was another bullet item on the list of significant setbacks we had experienced in the last four years. There was the bankruptcy. Total knee replacement surgery. Which put my husband out of work. …Read More
Marriage is the hardest thing I have ever done in my entire life. It is so fucking hard. And two days ago, I was ready to be done. Because I’m tired. I’m tired of rehashing the same shit over and over. I’m tired of feeling like I’m failing. I’m tired of working on one thing …Read More
If you’ve been around here a while, you know that the past few years have been financial hell for my family. Three years ago we had to file for bankruptcy. Two and a half years ago foreclosure proceedings started on our house. Two years ago we went on food stamps. Things got worse from there. Things …Read More
I don’t know if all mortgage companies work this way, but with ours, when you get behind on your payments, you can’t get back on track gradually. They will only accept the entire amount you are behind. And when you get into really bad financial trouble, eventually you get to the point where it is …Read More
I’m not going to keep talking about my house forever. I promise. But I just want to tell you this little story. As you already know, on Monday afternoon I spoke with Tyrone, and he let us know that we had been approved for our loan modification and that the foreclosure proceedings on the house …Read More
As you all know, foreclosure proceedings started on our house about a year and a half ago. And then about three weeks ago, we got a letter from a lawyer telling us the house was now officially in active foreclosure. Which meant now the clock was seriously ticking. Quickly. I don’t know if you’ve ever been …Read More
I’ve gotten a lot of emails from people wondering about the house situation. I thought I’d fill you in on the latest… If this happens to be your first time stopping by here, three weeks ago we got a letter from a lawyer letting us know our house had officially gone into active foreclosure. Without …Read More
