If you are overwhelmed and in debt and feel like you are drowning and there is no help in sight, I can relate. But don’t give up hope! If you are willing to make some changes, you can definitely climb out of the hole. It won’t be easy, but it’s easier than what you are […]
debt
Five Frugal Things
We are officially out of foreclosure now. Hallelujah! And I’ve been doing a lot of thinking lately. I can’t speak for everyone else who has been in our shoes, but I can say for sure that the last four years were eye opening for me, and they seriously changed me. I am certainly a different […]
How We Got Our Asses Out of the Financial Black Hole, Episode IV
This is week four of the How We Got Our Asses Out of the Financial Black Hole series. If you are just joining in, my family is coming out of a 4-year-long financial shit storm where, among other things (and in a very brief nutshell), we filed for bankruptcy, were on food stamps, and had our […]
Financial Friday — The third thing we did to dig ourselves out of the hole.
The last couple weeks I’ve been sharing what we did to get ourselves out of the financial black hole we were in for four years. First, we had to get real. The second thing we did was to figure out how we could reduce our expenses, and by doing these five things, we cut $1,660 […]
The IRS definitely wants your money, but not in the form of a Target gift card.
A few months ago I started receiving voicemails from the IRS. They were filing a lawsuit against me. For something. It wasn’t clear what it was. The message told me this would be my final chance to clear things up. I got that message like fifteen times. That was the first indication that strange things […]
Making more money isn’t the answer to your money problems.
Last week I wrote a post about the most important thing we did to dig ourselves out of financial trouble. It was just one bullet point in the list of many, many things we did, but it was definitely at the top. Once we did that, it helped us to see how we had been contributing […]
